---
title: "United States — Michigan (US-MI) — Cross-Monitor Regulatory Convergence | Signal"
canonical: https://signal.gi/jurisdictions/united-states-michigan/
source_html: /jurisdictions/united-states-michigan/index.html
description: "Cross-monitor regulatory convergence preview for United States — Michigan (US-MI) across 5 Asymmetric Intelligence regulatory monitors (5 populated, 0 pending). Links to canonical consumer dossiers and the authenticated Signal workspace."
generated_at: 2026-11-07T15:19:45Z
content_sha256: 2b606cd7bed9efa5611eef621350d0a1cfaf17ace4ed78d6727d822430a46859
generator: "fe-fleet/md-twin@1.0"
---
# United States — Michigan (US-MI) — Cross-Monitor Regulatory Convergence | Signal

Cross-Monitor Convergence Preview · Jurisdiction Code US-MI

# United States — Michigan — Cross-Monitor Regulatory Convergence

Public convergence index across the six Asymmetric Intelligence regulatory monitors for United States — Michigan ( US-MI ).
Domain-specific primary statutory evidence is published on each monitor's canonical jurisdiction record linked below;
authenticated cross-monitor synthesis, diff tracking, and living briefs are available in the Signal subscriber workspace.

Jurisdiction ID: US-MI
Active Monitors: 5 / 6 (5 populated, 0 pending)
Research last banked: 2026-10-26
Last updated: 2026-11-03
[Markdown twin (.md)](/jurisdictions/united-states-michigan/index.md)

## Monitor Coverage & Canonical Publisher Records

Regulatory Monitor (Canonical Publisher)
Convergence Status
Supervising Authority
Primary Statutory / Regulatory Pin
Research Banked

[Advennt Gambling & Gaming Regulatory Monitor](https://advennt.io/jurisdictions/us-mi/)
Gambling & Gaming · Canonical record Populated (fresh) Jim Townsend, Chair (effective 2026-08-01) MCL 432.312(4); MCL 432.412(4) (regulated / open — This period's dominant development in Michigan is continued enforcement by the Gaming Control Board and the Attorney General against prediction-market platforms offering sports-related event contracts…) 2026-10-26 · L3

[World Payments Regulatory Monitor](https://payments.gi/jurisdictions/us-mi/)
Payments, E-Money & Safeguarding · Canonical record Populated (fresh) Michigan Department of Insurance and Financial Services (DIFS) instant payments participation (Cash-to-crypto kiosk infrastructure is now subject to Jackson's municipal ban (effective 2026-09-23) alongside pending state-level legislation (SB 980 ban vs HB 5469/5470 licensing).) 2026-10-26 · L3

[Sentinel Financial Integrity & AML/CFT Monitor](https://sentinel.gi/jurisdictions/united-states-michigan/)
AML/CFT, Sanctions & Financial Crime · Canonical record Populated (fresh) Michigan Department of Insurance and Financial Services (DIFS) FIM-HRZ-001 (FATF status: compliant — Michigan operates entirely within the federal BSA/AML, OFAC-sanctions and FinCEN CTA architecture; the state layer consists of Department of Licensing and Regulatory Affairs (LARA) corporate formation…) 2026-10-25 · L3

[Global Data Protection & Privacy Regulatory Monitor](https://dataprotection.gi/jurisdictions/us-mi/)
Privacy, Data Protection & Cross-Border Transfers · Canonical record Populated (fresh) Michigan Attorney General FTC Act Section 5 (federal) + Michigan Identity Theft Protection Act (Act 452 of 2004) (breach notification only) (Michigan has no comprehensive omnibus consumer-privacy statute.) 2026-10-26 · L3

[Crypto-Assets Regulatory Monitor](https://cryptoassets.gi/jurisdictions/us-mi/)
Digital Assets, MiCA, Stablecoins & Travel Rule · Canonical record Populated (fresh) Michigan Department of Insurance and Financial Services (DIFS) Michigan general money-transmitter licensing law (administered via NMLS) (Michigan relies on the general Money Transmission Services Act for crypto exchange/custody/transmission; HB 5544 (Money Transmission Modernization Act), passed House 97-10 on 2026-06-25, remains pendi…) 2026-10-26 · L3

Global AI Governance & Compliance Monitor
AI Governance, Frontier Safety & High-Risk AI Not covered in monitor Not covered in monitor Not covered in this regulatory monitor —

Subscriber Cross-Monitor Workspace ( /app/ )

Access the authenticated cross-lens living brief, prior-revision field diffs, obligation calendar, and bilateral comparator for United States — Michigan.

[Open US-MI Workspace Brief](/app/jid/us-mi/)
[Compare US-MI in Workspace](/app/tools/compare/?jids=US-MI)